Friday, June 08, 2001

Wake up today to a new LABOUR GOVERNMENT; another landslide victory, though it might be a bit churlish to point out that you might expect, after a 'landslide', for the terrain to have changed. Well, Hackneyman will surprise you - it hasn't.
Today's major event for HM is the meeting with the chap who used to handle HM's financial affairs before the crash and to discuss the ramifications of the impending bankruptcy, which appears to be inevitable. HM is ready to take it on the chin and, as you know, already has his bag packed for Newgate.
PTP(HM vocab= prior to Prozac) this would have been too daunting a task but prior to walking into the High Court, throwing hands in the air and saying 'take me!', this proves that perhaps it is better to seek some advice. And to be honest, because HM can, it is not all bad news.
Firstly, the company, through which HM's business concerns were handled appears to have struck off the official lists at the beginning of the year. What this means exactly is unclear but it may be, that the ship and all the bad baggage in the hold, may well be at the bottom of the business ocean. To put people's minds at rest, the debtors are a) The bank, who in his prime, HM managed to persuade to provide a £10,000 overdraft with no security b) The Inland Revenue and 95 quid to Vodaphone. People can make their own judgments on all that.
The next is the personal situation; two credit cards of £5,000 each, the bank overdraft of £2,500, the taxman and unfortunately £6,000 owed to mates which HM has vowed to return. HM can't quite believe what he is hearing, when the accountant says that the credit card companies may well decide NOT to pursue their cash, especially if they know that the only thing of value that HM currently possesses is this battered old PC and some old, though personally valuable, Tottenham Hotspur programmes. Basically the advice is 'don't give yerself up just yet; let them come to you'. HM is encouraged by this and is actually a little more chipper heading homewards.

Not sure whether this has been mentioned already but the major news at HM's 'Hackney House' is that one of the housemates is deserting adding to our problems on the housing front. The issue of possible eviction or perhaps a new, temporary, housemate is floated and is made timely as we stay glued to the first 'eviction night' on Big Brother2.

Wednesday, June 06, 2001

Two letters this morning, one informing HM that his next goverment training course in internet design starts at the end of June and secondly.
A letter from the debt collection agency acting for credit card 'A' saying that if the debt can be settled immediately then only 80% of the amount would be required to be paid. The offer is appreciated but would still require an amount in the thousands and as even a fiver a month is a bit of a push, not very likely a goer. Hopefully, by now they would have got HM's letter
Tonight will probably pop down to the Hackney local, to watch England play Greece in their world cup qualifier.

Tuesday, June 05, 2001

This morning signals a breakthrough in the Housing Benefit quest, as quite mysteriously a cheque for £50 and a few pennies drops through the letter box. - Wow, Hackneyman is gobsmacked! Well at least it's something. HM immediately gets on the phone to the number on the letter inviting queries and though overjoyed seeks an explanation.
We shouldn't get to excited yet as it appears that this is some kind of guilty rogue interim payment but it bodes well for success in the long term and makes HM's day well... boyant

Send off letter to credit card 'B' and decide to spring clean the computer. Pass an Evening Standard headline hoarding that says 'Tinkers Invade London School' - luckily but somewhat surprising, it wasn't in Hackney. Visit the local Housing Office to investigate possibility of getting on the housing list. Am handed a form and accompanying leaflet and photocopied announcement; that unless you have lived in Hackney for at least 12 months, you can't go on. Well, if HM's period of homelessness in Hackney counts as residing, then we're in - though, after reading the booklet, our priority rating isn't going to be as good as if HM had a bun in the oven.

Monday, June 04, 2001

Monday and HM is busy working on design ideas for hackneyman.com. In between, arranges a meeting with his old accountant to discuss the possible debt ramifications and makes contact with the other major credit card company who haven't recieved payments for a few months.

Sunday, June 03, 2001

Today is Sunday; time to watch Enders and... reflect.