Today's major event for HM is the meeting with the chap who used to handle HM's financial affairs before the crash and to discuss the ramifications of the impending bankruptcy, which appears to be inevitable. HM is ready to take it on the chin and, as you know, already has his bag packed for Newgate.
PTP(HM vocab= prior to Prozac) this would have been too daunting a task but prior to walking into the High Court, throwing hands in the air and saying 'take me!', this proves that perhaps it is better to seek some advice. And to be honest, because HM can, it is not all bad news.
Firstly, the company, through which HM's business concerns were handled appears to have struck off the official lists at the beginning of the year. What this means exactly is unclear but it may be, that the ship and all the bad baggage in the hold, may well be at the bottom of the business ocean. To put people's minds at rest, the debtors are a) The bank, who in his prime, HM managed to persuade to provide a £10,000 overdraft with no security b) The Inland Revenue and 95 quid to Vodaphone. People can make their own judgments on all that.
The next is the personal situation; two credit cards of £5,000 each, the bank overdraft of £2,500, the taxman and unfortunately £6,000 owed to mates which HM has vowed to return. HM can't quite believe what he is hearing, when the accountant says that the credit card companies may well decide NOT to pursue their cash, especially if they know that the only thing of value that HM currently possesses is this battered old PC and some old, though personally valuable, Tottenham Hotspur programmes. Basically the advice is 'don't give yerself up just yet; let them come to you'. HM is encouraged by this and is actually a little more chipper heading homewards.
Not sure whether this has been mentioned already but the major news at HM's 'Hackney House' is that one of the housemates is deserting adding to our problems on the housing front. The issue of possible eviction or perhaps a new, temporary, housemate is floated and is made timely as we stay glued to the first 'eviction night' on Big Brother2.

